$99 payments for the first 6 months on new equipment purchases!Learn More

Better coverage.
Better for your budget.

Our in-house equipment insurance covers more types of loss...for less. We have two great options: an Equipment Protection Plan for current finance customers, and a Property Damage Insurance product available for equipment you own (not financed) that's only available in select states.

What We Cover

Pillar Insurance Services is our exclusive, in-house insurance agency. Through Pillar, we’re proud to offer an excellent Equipment Protection Plan, providing superior coverage for equipment. Most insurance companies only include a handful of losses. Our plan covers a wide variety of losses that are commonly excluded in traditional business policies.

Pillar Insurance Services LLC logo with shield containing classical column in navy and gray.

Most insurance policies cover:

  • Fire
  • Hail
  • Lightening
  • Vandalism
  • Wind
  • Some Types of Water Damage

In addition, we also protect against:

  • Accidental Damage
  • Additional Water Damage
  • Burglary
  • Collapse
  • Falling Objects
  • Flood
  • Hurricane
  • Power Surge
  • Theft
  • Tornado
  • Transit Incidents
  • Smoke

Are you prepared? Let's compare the coverage...

Geneva Capital LLC Equipment Protection Other Business Insurance Policies
Deductible No Deductible Typically $1,000+
Cost No increase due to claim activity. Pricing is fixed for the term of the finance agreement. Premium may increase after a claim.
Location Geographic location does not determine rate Rates typically determined by geographic location
Mobile Coverage Equipment is covered while in transit, at another location, or at your place of business. Usually does not cover equipment while in transit or at the job site.
Terms Pricing is fixed for the term of the finance agreement with no increase due to claim activity. Existing coverage will not be cancelled during the term due to loss experience. Annually renewed. Policy can be cancelled due to loss experience.
Quality of Service Timely claim resolution by experts in the equipment claims Claims can be outsourced to third parties who have little expertise in equipment claims.
Geneva Collaboration

Why Equipment Protection?

Put simply: you need it.

All equipment financed through Geneva Capital needs to be insured. Here are a few of the best perks of Pillar's policy:

One

No deductible.

Need we say more?!

Two

Competitive pricing.

Pillar has secured low rates and passes the savings onto you. Let us prepare a quote to see how much we could help you save!

Three

Easy and convenient.

If you’re a Geneva Capital customer, premiums can be added as a separate line item right on your monthly finance statement.

Four

Meets all requirements.

Equipment Protection through Pillar Insurance Services meets all requirements outlined in your finance agreement.

Five

Quick claims service.

The average turnaround time is 32 days, from first contact to closure of a claim!

Six

Simple settlements.

Claims are handled by either repair, replacement, or payment to the asset owner (Geneva) for the net payoff.

Two women sitting on couch looking at tablet together, one wearing Geneva Capital branded black shirt.

Want a free estimate?

Our crew of equipment insurance experts can get you a premium payment amount and more information on the options available to you! It's quick, easy, and there's no obligation to opt in.

Get a Quote

Partner success stories

Don’t just take our word for it–see what our partners have to say.

“Penny and her team were phenomenal. Throughout the process the entire team made sure I was up to speed on everything, and made the entire transaction flawless.”

Scott S. New Geneva Customer

“From the beginning to the end, the process was seamless. Everyone I talked to was very professional and polite. Whenever I sent an email with a question it didn't take very long to get an answer. I highly recommend them to anyone else and plan to use them again for my next purchase.”

Cody & Alicia H. New Geneva Customers

“Working with Geneva Capital is like working with a small town bank years ago where everything was done with a handshake. They are helpful and want their customers to succeed. The process is painless and communication is wonderful. If you have any questions, they are very quick to respond.”

Sara S. 3x Geneva Customer

“Geneva has been very easy to work with! Great communication and very helpful, friendly people.”

Heidi W. 4x Geneva Customer

Frequently Asked Questions

Am I required to carry insurance on an asset financed through Geneva Capital?
As a Geneva customer, do I have to use Pillar Insurance Services?
Who is eligible for Pillar's Equipment Protection plans?
Why should I use Pillar?
What is the EPP charge on my invoice?

Have additional (non-financed) equipment? Not a current Geneva Customer?

Not a problem!

Do you own business equipment you’d like coverage on? Have you recently reached the end of your finance term with Geneva Capital, but want to extend your policy? If your equipment is located in California, Florida, Illinois, Minnesota, North Carolina, New York, Ohio, or Texas, we’ve got you covered!

Customers in these 8 states can continue to carry Pillar Insurance even after their finance agreement with Geneva Capital has matured. Additionally, they can include other owned business assets (even those we didn’t finance!) on their Pillar policy.

This Property Damage Insurance covers the same losses in the table we shared above, and claims settlement will be resolved via either repair of covered equipment or payment of Actual Cash Value to the asset owner.

US map with red highlighted states including California, Texas, Florida, and others within blue circle.

Reach out with questions or for more information.

Geneva Capital LLC is the only insured under this policy. Our property insurance policy is underwritten by:

Great American Insurance Group ®
301 Fourth Street, Cincinnati, OH 45202
Rated A+ (Superior) by A.M. Best Company