Working Capital FAQ's

What is working capital?

Working capital is cash you can use for your business.

What can I use working capital for?

• Virtually anything
• Payroll and other operating expenses
• Office upgrades or renovations
• Inventory or materials
• Training and education
• Travel
• Advertising
• We recommend you use it for business expenses, but we're not going to judge...as long as you intend to pay us back!

What are my repayment options?

Repayment plans can be pretty flexible. You can opt for monthly, weekly, or even daily payments via auto ACH (bank withdrawal).

How do I know if I'm approved?

If you've had a recent finance transaction with Geneva Capital (within the last 12 months), you're most likely approved! This email address is being protected from spambots. You need JavaScript enabled to view it., and he can look up details from your most recent evaluation. If you're new to Geneva Capital or if it's been a couple of years since your last transaction, apply here! Each application is reviewed individually and there's absolutely no cost or obligation to apply.

My business is considered a start-up. Am I still eligible for working capital?

We know finding capital can be tough as a start-up, so we do our best to help! If you've been in business 12 months or more, you are eligible (pending credit approval). If you've been in business less than 12 months? While working capital isn't an option, we do finance equipment purchases for start-ups! Start-up Financing

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